FAQs
Here are the answers to some of the most common questions we hear from our appreciated customers.
Common Questions
A member of our finance team will be in contact with you within 1-2 hours to help make a tailor-made loan just for you.
- I am a NZ Citizen, or hold a NZ Resident or NZ Work Visa
- I am employed full time, part time or I am self-employed
- I earn more than $500 per week
- I need a loan of $3,000 or more
- I am 18 years or older
- I am not currently bankrupt
- I have a current NZ Driver's Licence or Passport
- I am not suffering financial hardship
Yes we can offer finance with no security. Your application will then be based off your income and credit history etc.
We want to ensure you are in the best financial position, so we aim to consolidate all of your debts into a single loan.
The loan can be used for a variety of reasons, for example, to consolidate debt, buy a new car, take a holiday, and other approved uses.
Our interest rates range from 8.95%* p.a. to 24.95%*. Your interest rate will be based on your financial circumstances, how much you’d like to borrow, the term of your loan, your income and your credit history.
You can see more here on our Interest Rates & Fees page.
You can see more here on our Interest Rates & Fees page.
A loan establishment fee and/or broker fee of up to $999 applies and is added to the total amount borrowed.
You must be 18 years of age or older to apply for a loan with us.
We provide loan terms from 1 to 5 years. Loan terms are structured to personal needs and can be repaid weekly, fortnightly or monthly.
Acceptable forms of security are Vehicles, Trailors, Assets with registration numbers and property owned in the borrowers name. We do not accept chattel securities.
Contact Us
If you have any questions that we have not covered above, jump on over to our contact page and give us a call.